Disclaimer – Business Credit Lines | Swan Street Consulting, Albany, New York

Effective Date: [8/1/2025]

Swan Street Consulting – Not a Lender

Swan Street Consulting operates exclusively as a referral and consulting service. We do not directly provide loans, extend credit, or make lending decisions. We are not a lender. Our role is to connect small business owners in Albany, New York with trusted funding partners who can evaluate their financing needs and provide potential solutions.

Partnership with ROC Financial

Swan Street Consulting has partnered with ROC Financial (also referred to as ROCK Financial) to arrange business credit lines and related funding options. All applications, underwriting, loan approvals, and funding decisions are handled solely by ROC Financial. By working with us, you acknowledge that Swan Street Consulting is acting as a marketing and referral partner, not as the lending institution.

No Guarantee of Approval

While Swan Street Consulting may assist in guiding you through the pre-qualification process, final loan approval, credit decisions, interest rates, repayment terms, and funding amounts are determined solely by ROC Financial and any other lenders they work with. Pre-qualification does not guarantee loan approval or funding.

Accuracy of Information

We make every effort to ensure the information provided on our website, in consultations, and through marketing materials is accurate and up to date. However, lending criteria, interest rates, and program details may change at any time without prior notice. We recommend verifying all terms directly with ROC Financial before making any financial decisions.

No Financial Advice

The information provided by Swan Street Consulting is for general educational and informational purposes only. It should not be considered financial, legal, or tax advice. You should consult with a licensed professional for specific advice tailored to your business and financial situation.

Limitation of Liability

Swan Street Consulting is not responsible for any loan denials, funding delays, interest charges, repayment terms, or contractual obligations between you and ROC Financial. By using our referral services, you agree that Swan Street Consulting shall not be held liable for any damages, direct or indirect, arising from your interactions with ROC Financial or other lending partners.

Contact Information

If you have any questions about this disclaimer or the nature of our services, please contact us:

Swan Street Consulting

Albany, New York

Email: info@swanstreetconsulting.com